AMENDED NOTICE OF TRUSTEE'S SALE

AMENDED NOTICE OF TRUSTEE’S SALE

Loan No: ******1170 TS No: 22-8307 PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24.130(4) RCW Grantor: Michael Haworth Current Beneficiary of Deed of Trust: Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Certificate Trustee of Bosco Credit II Trust Series 2010-1 Current Mortgage Servicer for the Deed of Trust: Franklin Credit Management Corporation Current Trustee for the Deed of Trust: MICHELLE R. GHIDOTTI, ESQ. Trustee’s address is 1920 Old Tustin Avenue, Santa Ana, CA 92705 (206) 331-3280 If there are any questions regarding this Notice, please contact (206) 331-3280 Reference Number of Deed of Trust: 5130106 Parcel Number(s): 56343.1006 Abbr. Legal Description: LOT 6, BLOCK 2, ORCHARD GARDENS SECOND ADD., VOL. 17, P. 63. As the federal bankruptcy stay has been lifted, this is an amended notice as to the Notice of Trustee’s Sale recorded under Spokane County Auditor’s Instrument Number . I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on 11/22/2024, at 10:00 AM at At the south entrance of the Spokane County Courthouse, 1116 W. Broadway, Spokane, WA 99260 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Spokane, State of Washington, to-wit: Lot 6 in Block2 of Orchards Gardens Second Addition, as per Plat thereof recorded in Volume 17 of Plats, page 63, in Spokane County, Washington. Commonly known as: 22605 EAST BROAD AVENUE OTIS ORCHARDS Washington 99027 which is subject to that certain Deed of Trust dated 9/28/2004, recorded 9/30/2004, under Auditor's File No. 5130106, in Book ---, Page --- records of Spokane County, Washington, from Michael Haworth, a married man, as Grantor(s), to First American Title, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc., as nominee for MILA, Inc., a Washington Corporation, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned to Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as Certificate Trustee of Bosco Credit II Trust Series 2010-1. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: PAYMENT INFORMATION: FROM 7/1/2018 THRU NO.PMT 75 AMOUNT $304.42 TOTAL $22,831.50 LATE CHARGE INFORMATION: 9/30/2024 Late Charges $1,568.89 ESTIMATED FORECLOSURE FEES & COSTS: 12/29/2022 Trustee's Fees $577.50 12/30/2022 NOD Posting Fee $125.00 12/30/2022 Record Substitution of Trustee $18.00 12/30/2022 T.S.G. Fee $400.00 03/31/2023 Mailing Service Fee $6.40 05/01/2023 Title Datedown Fee $50.00 05/01/2023 Trustee's Fees $952.50 05/09/2023 Mailing Service Fee $13.80 09/07/2023 Mailing Service Fee $6.40 09/07/2023 Postponement Cost $100.00 09/07/2023 Postponement Fee $35.00 10/03/2023 Postponement Cost $100.00 10/03/2023 Postponement Fee $35.00 11/16/2023 Postponement Cost $100.00 11/16/2023 Postponement Fee $35.00 11/17/2023 Mailing Service Fee $22.40 12/30/2022 Notice of Default Mailings $14.90 09/07/2023 Postponement Notice Mailings $15.62 10/03/2023 Postponement Notice Mailings $46.86 11/16/2023 Postponement Notice Mailings $7.81 TOTAL DUE AS OF: 9/30/2024 $27,062.58 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $25,014.71, together with interest as provided in the Note or other instrument secured from 07/01/2018, and such other costs and fees as are due under the Note or other instrument secured and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/22/2024. The defaults referred to in Paragraph III must be cured by 11/11/2024, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/11/2024 (11 days before the sale) the default as set forth in Paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/11/2024 (11 days before the sale date) and before the sale, by the Borrower, or Grantor or any Guarantors or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) at the following address(es): NAME ADDRESS Michael Haworth 22605 EAST BROAD AVENUE OTIS ORCHARDS Washington 99027 Unknown Spouse and/or Domestic Partner of MICHAEL HAWORTH 22605 EAST BROAD AVENUE OTIS ORCHARDS Washington 99027 by both first class and certified mail on 4/3/2023, proof of which is in the possession of the Trustee; and on 4/3/2023 the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If you are a servicemember or a dependent of a servicemember, you may be entitled to certain protections under the federal Servicemembers Civil Relief Act and any comparable state laws regarding the risk of foreclosure. If you believe you may be entitled to these protections, please contact our office immediately. Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. Service of Process should be sent to: Michelle Ghidotti, Esq., c/o Gary Krohn, Reg. Agent, 144 Railroad Avenue, Suite 236, Edmonds, WA 98020-4100 and faxed to (949) 427-2732. If there are any questions regarding this Notice, please contact (206) 331-3280. SALE INFORMATION CAN BE OBTAINED ONLINE AT http://www.nationwideposting.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: (916) 939-0772 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: 09/30/2024 Michelle Ghidotti, Esq. 144 Railroad Avenue, Suite 236 Edmonds, WA 98020-4100 Phone: (206) 331-3280 Fax: (949) 427-2732 MICHELLE R. GHIDOTTI, ESQ., AS TRUSTEE, A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document, to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California ) )ss County of Orange ) On 09/30/2024 before me, Tina Suihkonen, Notary Public personally appeared Michelle Ghidotti-Gonsalves, Esq who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. Signature Tina Suihkonen (Seal) TINA SUIHKONEN Notary Public - California Orange County Commission # 2453258 My Comm. Expires Jul 15, 2027 NPP0466141 To: SPOKANE VALLEY NEWS HERALD 10/18/2024, 11/08/2024