NOTICE OF TRUSTEE'S SALE

NOTICE OF TRUSTEE’S SALE

TS No WA07000114-24-1 TO No 240195680-WA-MSI PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: SHARON L. ELLIS, AN UNMARRIED WOMAN, SHARON L. ELLIS Current Beneficiary of the Deed of Trust: Finance of America Reverse LLC Original Trustee of the Deed of Trust: FNTIC, A CA CORP. Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Celink Reference Number of the Deed of Trust: as Instrument Number 7188879 Parcel Number: 35283.1613 I. NOTICE IS HEREBY GIVEN that on October 18, 2024, 10:00 AM, at the South entrance Spokane County Courthouse, 1116 W Broadway, Spokane, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Spokane, State of Washington, to-wit: LOT 13, BLOCK 2, ROCKWOOD VIEW FIRST ADDITION, ACCORDING TO PLAT RECORDED IN VOLUME 1 OF PLATS, PAGE 22, IN THE CITY OF SPOKANE, SPOKANE COUNTY, WASHINGTON. SITUATE IN THE COUNTY OF SPOKANE, STATE OF WASHINGTON. APN: 35283.1613 More commonly known as 1417 E WOODCLIFF RD, SPOKANE, WA 99203 which is subject to that certain Deed of Trust dated October 25, 2021, executed by SHARON L. ELLIS, AN UNMARRIED WOMAN, SHARON L. ELLIS as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as designated nominee for AMERICAN ADVISORS GROUP, Beneficiary of the security instrument, its successors and assigns, recorded March 15, 2022 as Instrument No. 7188879 and the beneficial interest was assigned to FINANCE OF AMERICA REVERSE LLC, ITS SUCCESSORS AND ASSIGNS and recorded March 27, 2024 as Instrument Number 7340288 of official records in the Office of the Recorder of Spokane County, Washington. II. No action commenced by Finance of America Reverse LLC, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers' or Grantors' default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failed to pay the principal balance which became all due and payable based upon the death of all mortgagors, pursuant to paragraph 7 under the Note, and pursuant to paragraph 10 of the Deed of Trust. PRINCIPAL AND INTEREST DUE INFORMATION Principal Balance as of December 22, 2023 $284,342.87 Interest due through June 10, 2024 $37,522.94 TOTAL PRINCIPAL BALANCE AND INTEREST DUE: $321,865.81 PROMISSORY NOTE INFORMATION Note Dated: October 25, 2021 Note Amount: $1,233,562.50 Interest Paid To: November 22, 2023 Next Due Date: December 22, 2023 Current Beneficiary: Finance of America Reverse LLC Contact Phone No: 800-441-4428 Address: 3900 Capital City Blvd, Lansing, MI 48906 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $319,695.45, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on October 18, 2024. The defaults referred to in Paragraph III must be paid by October 7, 2024, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before October 7, 2024 (11 days before the sale) the default as set forth in Paragraph III is paid and the Trustees' fees and costs are paid. Payment must be in cash or with cashiers' or certified checks from a State or federally chartered bank. The sale may be terminated any time after the October 7, 2024 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Finance of America Reverse LLC or Trustee to the Borrower and Grantor at the following address(es): ADDRESS SHARON L. ELLIS 1417 E WOODCLIFF RD, SPOKANE, WA 99203 by both first class and certified mail on May 9, 2024, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted May 8, 2024 in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees' Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. Dated: June 10 ,2024 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA 98032 Toll Free Number: (844) 367-8456 TDD: 711 949.252.8300 For Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 103061, Pub Dates: 09/20/2024, 10/11/2024, VALLEY NEWS HERALD