(Editor's note: This is part-two of a two-part series on the crime of car prowling and the subsequent break-ins that follow.)
Valuables left in plain sight in an automobile are begging to be stolen. That can be through a locked or unlocked vehicle and either way it can be expensive - even with insurance.
When someone discovers that they have become the victim of an automobile break-in, it is likely too late to find out, or simply understand what their insurance policy does - and does not - cover.
The same goes for you homeowners coverage, kind of like discovering some serious ailment after one puts off, and puts off, that yearly doctor check-up.
There are assumptions that policy holders make that fully illustrate the old axiom that to "assume" really does make an "ass out of u and me."
A large section of the public never seems to grasp some of the basics of insurance, Cheney All-State agent Ke...
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