Ask Celeste

Dear Celeste,

I’m hoping to go on a week-long vacation next summer to Hawaii, but can’t afford it completely on my salary, and I don’t have much time to dedicate to a second job. What are some ways to raise the money to go on a dream trip?

Geraldine B.

Dear Geraldine,

The best part of your plan is that it’s a year away. There are many ways to save money for a trip such as this. Start perusing Internet travel sites now and comparing prices and packages; it may still be too early to book but you can get an idea of what you need to save.

Joining a group such as AAA or AARP, if you qualify, can save you percentages on hotels, plane tickets and rental cars as well. Check into homeowners who rent their homes to the public for a fraction of hotel prices. Traveling on weekdays will generally save on plane tickets and lodging so try and plan around the weekends if at all possible.

Now to saving for the trip. Create a budget that each payday you are contributing to your Hawaii fund. Set aside that amount without fail to completely cover the trip and spending money. You may need to forgo those lattes and some of the luxuries you are used to but your dollars not spent will add up quickly.

Any extra money from birthdays, holidays or bonuses at work need to go into your Hawaii account and in no time, you will have what you need or close to it.

You’d be surprised how much you can save when you don’t spend. Remember to book early for the most savings and search all sites and dates for the best deals prior to committing.

Dear Celeste,

I’m thinking of a job change and have actually applied to several companies where I made the final round but was not selected. I’m an older worker, over 55, and I’m beginning to wonder if not getting selected is age related. What should I do?

Robert D.

Dear Robert,

There is something to be said for being a young job hunter straight out of college and new knowledge to be shared, but there is also a lot of maturity and experience that comes with someone who is older and looking for a new career. It all depends on what the employer is looking for.

Even young people get turned away if the employer doesn’t consider them a good fit. You may think about different options that are available such as trade school or opening your own business.

Learning a new trade such as medical office, mechanics, carpentry or numerous other training classes can come in handy when listing your skills or education and they are generally shorter courses.

Opening your own business can be pricey but exciting and lucrative if you open the right business in the right location that fits the needs of the consumer. There are many lending programs for small businesses that are willing to invest.

Keep pounding the pavement or surfing the Internet and honing those interview skills. Opportunities will present themselves regardless of your age.

Celeste is a homegrown wise soul from right here on the West Plains. To ask her a question on any subject, within reason and proper decorum, send her an email at [email protected].