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COVID-19 is wreaking havoc on Americans’ mental health. One in three Americans suffers from severe anxiety, and one in four battles depression, according to recent Census Bureau data. Texts to federal emergency mental health lines are up 1,000 percent for the year. And a May survey from the University of Chicago found that four out of 10 respondents felt a sense of hopelessness at least once a day. Sadly, insurance companies are exacerbating the mental health impact of the pandemic by making it needlessly difficult for p...