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COVID-19 is taking a serious toll on chronically ill Americans, particularly those with severe neurological conditions. Bipolar disorder and schizophrenia-related brain illnesses increase the risk of contracting and recovering from coronavirus. Unfortunately, a recently finalized rule from the federal Centers for Medicare and Medicaid Services could make it even more difficult for these vulnerable Americans. The rule gives health insurers more flexibility in how they calculate patients’ out-of-pocket expenses. If insurers e...